MISSOURI RIGHT TO SHOP ACT: Health carriers are required to develop and implement a program that provides financial incentives to enrollees in a health plan who choose to receive comparable health care services from providers that charge less than the average amount paid by that carrier to in-network providers for that service.

This incentive program must be a component of all health plans offered by the carrier in this state, and carriers shall annually provide a description of the program and notice to enrollees about its availability. Incentive payments made by a health carrier shall not be considered an administrative expense for purposes of rate development or rate filing.