AN ACT RELATING TO EMERGENCY AIR AMBULANCE COVERAGE AND DECLARING AN EMERGENCY: To require a health benefit plan to hold harmless an insured for any amount owed to a registered air ambulance provider; prohibit a health benefit plan from using an allowed amount for air ambulance services under certain conditions to determine when an air ambulance transport is medically necessary; require assumption of charges by the insurer under certain conditions; require notification to the air ambulance service of assumption by the insurer; prohibit the air ambulance provider from certain actions following receipt of notification; establish payment requirements for the insurer; prohibit an insurer from using debt owed by a consumer to an air ambulance provider in determining insurance rates.