N.J. Stat. Ann. § 26:2H-18.70 – New Jersey

Status: Enacted
Link: http://lis.njleg.state.nj.us/cgi-bin/om_isapi.dll?clientID=184712&Depth=2&TD=WRAP&advquery="26%3a2H-18.70"&depth=4&expandheadings=on&headingswithhits=on&hitsperheading=on&infobase=statutes.nfo&rank=&record=%7bAAD0%7d&softpage=Doc_Frame_PG42&wordsaroundhits=2&x=0&y=0&zz=

The “Health Care Reform Act of 1992,” deregulated New Jersey’s health care, which then tied healthcare rates to hospital costs and imposed a 19.1% surcharge on private insurance rates to subsidize uninsured patients. Under the new system, insurers were required to issue insurance to applicants with pre-existing conditions, but the lack of an individual mandate caused healthy individuals to drop coverage when insurance premiums increased dramatically. New Jersey also purportedly kept an all-payer claims database prior to the Act.

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