AN ACT CONCERNING THE INSURANCE DEPARTMENT’S RECOMMENDATIONS REGARDING VALUE-ADDED PRODUCTS AND SERVICES AND PROHIBITED INSURANCE PRACTICES. To: (1) Specify the circumstances under which certain insurance companies, societies, attorneys, agents, insurance producers, solicitors and other persons and parties may (A) offer or provide certain value-added products and services, and (B) offer or give noncash gifts, items or services to, or on behalf of, customers; and (2) prohibit certain insurance companies, societies, attorneys, agents, insurance producers, solicitors and other persons and parties from (A) offering or providing insurance as an inducement to purchase other insurance policies, and (B) using certain words and phrases in advertisements.