SB 250 – Oregon

Status: Enacted
Year Introduced: 2019

Prohibits individual from being excluded from participation in or denied benefits under health benefit plan issued or delivered in this state based on actual or perceived race, color, national origin, sex, sexual orientation, gender identity, age or disability. Adopts Fry Graph Readability Formula for health insurance policies and materials approved by Department of Consumer and Business Services. Repeals mandatory terms for certain policy provisions and requires department to prescribe or approve terms.] Allows Oregon residents to be insured under master group policies issued outside of Oregon. Authorizes Director of Department of Consumer and Business Services to assess fee on insurer that is exempt from covering benefit required under ORS chapter 743A or other Insurance Code provision to prevent insurer from gaining market advantage due to exemption. Applies requirements for mental health parity to individual health benefit plans, other than grandfathered health plans. Exempts, from requirements applicable to health benefit plans issued to small employers, individual health benefit plans for which employee of small employer pays premiums from funds in health reimbursement arrangement established by employer. Requires individual health benefit plans to be offered on guaranteed issue basis without preexisting condition exclusions. Specifies exception. Allows Department of Consumer and Business Services to certify more than one bronze plan and silver plan.

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