OKLAHOMA RIGHT TO SHOP ACT: A carrier shall establish for all health care plans a program in which enrollees are directly incentivized to shop, before and after their out-of-pocket limit has been met, for lower-cost participating health care providers or health care entities for comparable health care services. Incentives may include cash payments, gift cards or credits or reductions of premiums, copayments, cost-sharing or deductibles. Annually at enrollment or renewal, a carrier shall provide notice to enrollees of the availability of the program with a description of the incentives available to an enrollee and how they are earned.