Statutes require bills and activity statements received by an enrollee to contain explicit language and requires a health insurance issuer to clearly identify the amount due from the enrollee and the reasons therefor when determined that any amount due is the responsibility of the enrollee. Statutes prohibit a health care provider from billing or attempting to collect from an enrollee any amount other than the coinsurance, copayments, deductible or amount of noncovered services. It is an unfair trade practice for a health care provider to attempt to collect any amount from the enrollee that is the liability of the health insurance issuer or that is in excess of the contracted reimbursement rate. Statutes require a patient to receive a balance billing disclosure notice before the patient may be balance billed.