This bill is about ensuring transparency in health care services. It puts limitations on how long health care providers can take to collect medical debt and imposes additional personal property exemptions for medical debts. Health care facilities must post charges for services or a price estimator tool on their websites for consumers to access easily. They must provide estimates to patients and their health insurers within specified timeframes and establish a grievance process for patients to dispute charges. The bill also defines terms like “extraordinary collection action” and outlines actions health care facilities are prohibited from taking. Further, it stipulates that health care providers must provide insured individuals with an advanced explanation of benefits within defined timeframes.