Oklahoma Surprise Billing Protection Act: The act prohibits
health care providers from balance billing patients. The act defines balance billing as an outofnetwork health care provider billing a patient the difference of billed charge and amount paid by the patient’s health insurer. The bill requires insurers to reimburse out-of-network providers for emergency care, without requiring a prior authorization. Insureds may not be liable for additional charges for nonemergency care if the insured chose an in-network facility and did not have the opportunity to select an in-network provider, or if the medically necessary care is
unavailable within their health plan. Out-of-network providers at an in-network facility must provide notice to insureds prior to care including estimated charges and a statement that services may not be covered.