An Act relating to insurance; creating the Oklahoma Right to Shop Act; defining terms; requiring insurance carriers to create certain program; establishing requirements of program; construing certain provision as not an expense; requiring filing with Insurance Department; requiring carriers to establish online program; establishing requirements of program; authorizing exemption to requirements of act; requiring certain notification to enrollees; allowing enrollees to receive out-of-network treatment; requiring health care providers to provide certain cost estimates; directing the Insurance Department to promulgate rules; requiring the Insurance Department to conduct yearly analysis; providing for codification; and providing an effective date.