A BILL to amend and reenact §33-15-2a and §33-15-4, of the Code of West Virginia, 1931, as amended; to amend said code by adding thereto three new sections designated §33-15-4x, §33-15-20a, and §33-15-23, all related to accident and sickness insurance; defining surprise bills and health care providers; adding new disclosure requirements for health care providers, hospitals, and insurers; adding the requirement that insurers develop an access plan for consumers; and establishing how surprise bills are to be handled in certain circumstances.