Insurance – Product and Service Offerings. Providing that certain provisions of law do not prohibit insurers, nonprofit health service plans, or health maintenance organizations from offering products or services at no charge or at a discounted price to educate a person regarding, or to monitor, control, or prevent, risk of loss to certain persons; authorizing an insurer, a nonprofit health service plan, or a health maintenance organization to include an offer or provision of products or services in a certain contract or rate filing; etc.