An Act preventing unnecessary medical debt: a petition (accompanied by bill, House, No. 2222) of Jeffrey Sánchez, Carmine L. Gentile and Elizabeth A. Malia relative to preventing unnecessary medical debt through hospital and affiliate charity care policies.Each hospital shall establish a written financial assistance policy that shall, at a minimum, provide for reducing charges, including for coinsurance and for uncovered services, otherwise applicable to underinsured and uninsured individuals and also, at the hospital’s discretion, for reducing or discounting the collection of co-pays and deductible payments from underinsured and uninsured individuals.