States that each insurer, health center, hospital or medical service corporation or other entity shall make coverage exclusions, restrictions on use or quantity of a benefit, how prescription drugs are included, the dollar amount of any copayment and coinsurance, available to consumers in an easily readable and understandable format. States that consumers must also have an easy way to accurately determine whether a specific drug is available, the out-of-pocket expenses applicable, whether it requires prior authorization, and whether specific specialists, hospitals and other providers are in-network.