Ark. Code § 23-79-152. Cancellation, increase in premium, and negative risk rating prohibited when insured not at fault: Insurance Policies Generally — General Provisions – Arkansas

Status: Enacted
Year Enacted: 2005
File: Download

Except as provided in subsection (c) of this section, when a person is innocent of any negligent or intentional act that was the proximate cause of an accident or injury whether or not a claim is filed under any policy or contract of insurance, no insurer authorized to transact the business of motor vehicle liability insurance in this state shall solely as a result of the accident or injury:
(1) Cancel the person’s insurance policy or contract;
(2) Increase the premium during the term or upon renewal of the person’s insurance policy or contract; or
(3) Lower or otherwise negatively impact the risk rating of the person.

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