This bill aims to amend several titles of the Tennessee Code Annotated, seeking to prohibit healthcare providers from reporting a patient’s medical debt to a consumer reporting agency. It also bars consumer reporting agencies from including a record of a patient’s medical debt in a consumer report. The bill defines ‘healthcare provider’ as any healthcare practitioner, person, or facility licensed or regulated under certain titles of Tennessee Code, and ‘medical debt’ as debt associated with the receipt of healthcare services. The act shall be in effect starting July 1, 2024. Violations of this amendment fall under the Tennessee Consumer Protection Act of 1977, and any legal proceedings can be instituted by the attorney general.