Insurance; creating the Oklahoma Right to Shop Act; effective date: HB2417, as introduced, creates the Oklahoma Right to Shop Act. The measure establishes requirements for individual and small group insurance carriers beginning in 2020 upon approval of next health insurance rate filing. These carriers must create program in which enrollees are incentivized to shop for lower-cost providers. The measure also includes list of potential incentives such as cash payments or premium reductions. The measure requires that prior to offering such program, the program must be filed with the Insurance Commissioner. Further, the measure directs insurance carriers to create an interactive mechanism on their websites for comparison of health care services. Carriers may contract with third party vendors to fulfill requirements of this act. Carriers may be exempt from act if request is submitted to the Insurance Commissioner.