Out-of-network Health Care Disclosures And Charges: Concerning the provision of out-of-network health care services. The bill: Sets the reimbursement rate that a health insurance carrier must pay a health care facility if a covered person is treated for emergency services; Requires in-network health care facilities and health care providers to make disclosures to patients covered by a health benefit plan concerning the provision of services by an out-of-network provider; Outlines the claims and payment process, including reimbursement rates for the provision of out-of-network services for health care facilities and health care providers; and Authorizes arbitration for the payment of health care claims that are in dispute if certain criteria are met.