AN ACT ESTABLISHING A MONTANA ALL-PAYER CLAIMS DATABASE (APCD): would create an APCD that would require all health plans covering at least 5% of the lives covered by major medical health plans in Montana and all third-party administrators that administer claims for at least 5% of the lives covered under self-funded health plans to submit claims information to the Commissioner of Insurance. A health plan or third-party administrator that fails to comply could be subject to a fine of up to $5,000 per violation and may be prohibited from obtaining information maintained in the database. ACPD data would be available to payers, health plans, health care providers, consumers, and other interested parties.