An Act relating to insurance; amending 36 O.S. 2011, Section 311.4, as amended by Section 1, Chapter 275, O.S.L. 2014 (36 O.S. Supp. 2020, Section 311.4), which relates to annual statements reporting market conduct data of insurers; authorizing imposition of civil fine; amending 36 O.S. 2011, Section 615.2, which relates to Biographical Affidavits; modifying time frame for Business Character Report; amending 36 O.S. 2011, Section 638, which relates to compliance relating to examinations; updating statutory references; requiring insurer using credit information to provide certain exceptions to how credit information is used; specifying exceptions; authorizing insurer to require certain information for granting of exception; declaring insurer in compliance with law in certain situation; construing provision; requiring insurer to provide notice of exceptions; amending 36 O.S. 2011, Section 996, which relates to assigned risks; removing prohibition on disapproval of certain market plans.