Requiring a licensed facility to establish, update, and make public a list of the facility’s charges for services which meets certain federal requirements; prohibiting consumer reporting agencies from publishing a consumer report containing a medical debt credit impairment under certain circumstances; requiring the consumer reporting agency to remove the credit impairment, free of charge, under certain circumstances; authorizing patient-consumers to initiate legal proceedings for violations; prohibiting persons from reporting certain consumer debt to a consumer reporting agency without the express written consent of the creditor, etc.