An Act amending Title 40 (Insurance) of the Pennsylvania Consolidated Statutes, in regulation of insurers and related persons generally, providing for association health plans.
This legislation will provide a mechanism for employers to join together to offer quality health insurance as a benefit for their employees, some for the first time. When small businesses group together, they are able to spread out the risk across the group and negotiate for discounted health insurance coverage the same way large businesses currently purchase health benefits on the group insurance market. This will provide a decrease in costs for small businesses and puts the employer in a competitive position to maintain and attract a talented workforce.