Health insurance; surprise out-of-network bills. Provides, among other new provisions, that other than an applicable cost sharing requirement prescribed in this section, an enrollee is not responsible for payment of a surprise out of network bill; a health insurer or any health plan offered by a health insurer may not impose for emergency services that an out of network health care provider renders to an enrollee any cost sharing requirement that is greater than the cost sharing requirement that would be imposed if the emergency services were rendered by an in network health care provider. The enrollee is required to pay only the applicable cost sharing requirement that would be imposed for the health care service if the service were rendered by an in network health care provider. The health insurer shall reimburse the out of network health care provider or enrollee, as applicable, for a health care service rendered at the in network rate under the enrollee’s health plan as payment in full, unless the health insurer and health care provider agree otherwise.