Surprise Billing Consumer Protection Act: A BILL to be entitled an Act to amend Title 33 of the O.C.G.A., relating to insurance, so as to provide for certain consumer protections against surprise billing; to provide for a short title; to provide for applicability; to provide for definitions; to provide mechanisms to resolve payment disputes between insurers and out-of-network providers regarding the provision of healthcare services; to require the department to provide for the maintenance of an all-payer health claims data base; to provide for in-network cost-sharing amounts in healthcare plan contracts; to establish an arbitration process; to require the Commissioner of Insurance to contract with one or more resolution organizations; to require the promulgation of department rules; to repeal conflicting laws; and for other purposes.