NO SURPRISES ACT — Adds to existing law to establish the No Surprises Act to prohibit medical billing above certain amounts in contracted facilities. This legislation prohibits the practice of surprise medical billing. It protects consumers by making surprise medical bills void and unenforceable. It allows out-of-network providers to benefit from and be reimbursed at the same rate negotiated by contracted providers. It permits self-insured businesses whose plans are governed by federal law to benefit from these protections if their plan elects to participate.