HB 2678 expands the list of practices constituting an unfair claim settlement practice to include failing to include any amount paid by an enrollee or on behalf of an enrollee by another person when calculating the enrollee’s total contribution to an out-of-pocket maximum, deductible, copayment, coinsurance or other cost-sharing requirement as it relates to a health insurer that provides pharmacy benefits or a pharmacy benefits manager that administers pharmacy benefits for a health plan.