Amend KRS 304.17A-164 to redefine “cost-sharing” and define “generic alternative,” “health plan,” “insured,” and “person”; prohibit an insurer or pharmacy benefit manager from excluding any cost-sharing amount paid by or or behalf of an insured when calculating the insured’s contribution to any applicable cost-sharing requirement; exempt fully insured or self-insured health benefit plans provided to state employees under KRS 18A.225; EFFECTIVE January 1, 2022.