HEALTHCARE INSURER ARBITRATION: Limits the financial exposure of consumers who get care from a hospital or doctor that are part of their insurance provider’s network and are surprisingly billed by an out of network anesthesiologist, emergency-medicine doctor, surgical assistant or others who were part of the chain of care. Legislation takes effect in 2019 and will allow a consumer with and out of network bill exceeding $1,000 to contact the AZ Department of Insurance to request the appointment of an arbitrator. The insurer and healthcare provider must try to settle the dispute though and informed telephone conference within 30 days of the consumer’s arbitration request. The case advances to arbitration if the two sides cannot agree to an amount, with the insurer and healthcare provider splitting the cost.