Proposes that a health insurance company, hospital or medical service corporation, or health maintenance organization use a community rating method for determining premiums for Medicare supplemental insurance policies. A health insurance company, hospital or medical service corporation, or health maintenance organization that issues Medicare supplemental insurance policies may offer expense discounts to encourage timely, full payment of premiums. A health insurance company, hospital or medical service corporation, or health maintenance organization that issues Medicare supplemental insurance policies shall not offer reduced premiums or other discounts related to a person’s age, gender, marital status, or other demographic criteria.